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{"sheet":"个人客户服务价目表","index":0,"n_rows":127,"n_cols":9,"rows_kept":127,"merged":[[0,0,0,7],[1,0,1,7],[2,1,2,4],[3,1,3,4],[4,1,4,4],[5,1,5,4],[6,1,6,4],[7,1,7,4],[8,1,8,4],[9,1,9,4],[10,1,10,4],[11,1,11,4],[12,1,12,4],[13,1,13,4],[14,1,14,4],[15,1,15,4],[16,1,16,4],[17,1,17,4],[18,1,18,4],[19,0,19,7],[20,1,20,3],[21,0,25,0],[21,1,25,2],[21,5,25,5],[21,6,25,6],[21,7,26,7],[26,0,28,0],[26,1,28,2],[27,7,28,7],[29,0,31,0],[29,1,31,2],[29,7,31,7],[32,1,32,3],[33,0,33,7],[34,0,34,7],[35,1,35,3],[36,1,36,3],[36,8,36,10],[37,0,38,0],[37,1,38,2],[37,5,38,5],[39,0,40,0],[39,1,40,2],[41,0,42,0],[41,1,42,2],[41,5,42,5],[43,1,43,3],[44,1,44,3],[45,1,45,3],[46,1,46,3],[47,0,51,0],[47,1,51,2],[47,5,51,5],[47,6,51,6],[47,7,51,7],[52,1,52,3],[53,1,53,3],[54,0,58,0],[54,1,58,3],[54,5,58,5],[54,6,58,6],[54,7,58,7],[59,1,59,3],[59,8,59,10],[60,0,60,7],[61,1,61,3],[62,0,66,0],[62,1,66,2],[62,5,63,5],[62,6,66,6],[62,7,66,7],[64,3,65,3],[64,4,65,4],[64,5,65,5],[67,1,67,3],[68,0,69,0],[68,1,69,2],[68,6,69,6],[68,7,69,7],[70,0,72,0],[70,1,72,2],[70,6,72,6],[70,7,72,7],[73,1,75,2],[73,5,75,5],[76,1,76,3],[77,1,77,3],[78,1,78,3],[79,1,79,3],[80,1,80,3],[81,1,81,3],[82,1,82,3],[83,1,83,3],[84,1,84,3],[85,1,85,3],[86,1,86,3],[87,0,88,0],[87,1,88,2],[87,6,88,6],[87,7,88,7],[89,1,89,3],[90,1,90,3],[91,1,91,3],[92,1,92,3],[93,1,93,3],[94,0,94,7],[95,1,95,3],[96,1,96,3],[97,1,97,3],[98,0,102,0],[98,1,102,2],[98,5,102,5],[98,6,102,6],[103,1,103,3],[104,0,104,7],[105,1,105,3],[106,1,106,3],[107,1,109,2],[110,1,111,2],[112,0,112,7],[113,1,113,3],[114,1,114,3],[115,1,115,3],[116,1,116,3],[117,1,117,3],[118,1,118,3],[119,1,119,3],[120,1,120,3],[121,1,121,3],[122,1,122,3],[123,1,123,3],[124,1,124,3],[125,1,125,3],[126,1,126,3]],"flags":["formulas_cached_only"]}
["中原银行个人客户服务价目表（2026年）"]
["免费项目"]
["序号","服务项目",{"$nulls":3},"免费优惠时间","服务内容","定价形式"]
[1,"个人存折/存单/开立服务",{"$nulls":3},"免费","为个人客户提供我行存折、存单开立服务。","市场调节价"]
[2,"个人账户密码修改/挂失/重置手续费",{"$nulls":3},"免费","为个人客户的账户密码提供修改、挂失、重置的服务。","市场调节价"]
[3,"存折更换工本费",{"$nulls":3},"免费","为个人客户存折满折后的更换服务。","市场调节价"]
[4,"向救灾专用账户捐款的跨行转账手续费和邮电费",{"$nulls":3},"免费",null,"市场调节价"]
[5,"签约开立养老金（退休金）账户的每月前2笔且每笔金额不超过2500元的本行异地取现手续费（含柜面和ATM）",{"$nulls":3},"免费",null,"市场调节价"]
[6,"自助终端、ATM跨行（含同城、异地、境外）查询银行卡余额",{"$nulls":3},"免费","持有我行卡的客户在具有银联标识的自助终端设备上查询银行卡余额的服务。","市场调节价"]
[7,"信用卡挂失手续费",{"$nulls":3},"免费","为持卡人提供个人信用卡和公务信用卡挂失服务。","市场调节价"]
[8,"公务信用卡年费、换卡及对账单服务",{"$nulls":3},"免费","为我行个人客户提供公务卡的申领、换卡及对账服务。","市场调节价"]
[9,"公务信用卡短信交易提醒手续费",{"$nulls":3},"免费","为持卡人提供账户余额变动的短信提醒服务。","市场调节价"]
[10,"公务信用卡开具证明手续费",{"$nulls":3},"免费","为持卡人出具本行的公务卡账户资信类证明。","市场调节价"]
[11,"行内异地存取与转账（含柜面、电子银行、自助终端、ATM等各渠道）",{"$nulls":3},"免费","通过柜台、网银、自助终端等各种渠道为个人客户提供异地存取与转账服务。","市场调节价"]
[12,"网上银行年费、数字证书费、usbkey的首次申领",{"$nulls":3},"暂免至2026年12月31日","为我行个人客户提供网上银行使用相关服务。","市场调节价"]
[13,"手机银行各项服务（跨境汇款、个人手机银行蓝牙KEY发放或更换除外）",{"$nulls":3},"免费","为我行签约手机银行的客户提供的各项服务（跨境汇款、个人手机银行蓝牙KEY发放或更换除外）。","市场调节价"]
[14,"银行卡（借记卡）/个人存折/存单挂失服务",{"$nulls":3},"暂免至2026年12月31日","为我行个人客户提供银行卡（借记卡）/个人存折/存单挂失服务。","市场调节价"]
[15,"IC卡电子现金跨行圈存/圈提",{"$nulls":3},"免费",null,"市场调节价"]
[16,"补制回单、对账单服务",{"$nulls":3},"免费","为个人客户提供回单、对账单补打服务。","市场调节价"]
["政府指导价及政府定价项目"]
["项目编号","服务项目",null,null,"基准价格","优惠措施","服务内容","定价形式"]
[1001,"个人客户跨行转账汇款服务",null,"0.2万元（含）以下","2元/笔","1、达标白金及以上客户免费（含降级后3个月内），最长免费至2026年12月31日。\n2、汇划财政金库、抢险、赈灾、抚恤等社会公益及慈善用途等款项免收汇款手续费。","通过本行柜台将个人客户的资金转移到其他银行（含同城和异地）的个人或公司账户。","政府指导价（发改价格[2014]268号）"]
[{"$nulls":3},"0.2万元-0.5万元（含）","5元/笔"]
[{"$nulls":3},"0.5万元-1万元（含）","10元/笔"]
[{"$nulls":3},"1万元-5万元（含）","15元/笔"]
[{"$nulls":3},"5万以上","金额的0.03%，最高不超过50元"]
[1002,"支票业务",null,"手续费","1元/笔","暂免至2026年12月31日","为个人客户办理支票业务。"]
[{"$nulls":3},"工本费","免费",null,"出售给个人客户支票凭证。","政府定价（发改价格[2014]268号）"]
[{"$nulls":3},"挂失费","免费",null,"为个人客户办理支票的挂失业务。"]
[1003,"本票业务",null,"手续费","免费",null,"为个人客户办理本票业务。","政府定价（发改价格[2014]268号）"]
[{"$nulls":3},"工本费","免费",null,"出售给个人客户本票凭证。"]
[{"$nulls":3},"挂失费","免费",null,"为个人客户办理本票的挂失业务。"]
[1004,"个人现金汇款服务",null,null,"金额的0.5%，最高不超过50元",null,"将个人客户的现金汇入其他银行（含同城和异地）的账户的服务。","政府指导价（发改价格[2014]268号）"]
["市场调节价项目"]
["一、借记卡服务"]
["项目编号","项目名称",null,null,"基准价格","优惠措施","服务内容","定价形式"]
[101001,"IC复合卡(借记卡)开卡(包括新开和补发)",null,null,"1、新开卡：标准IC卡工本费为5元/卡；\n2、补换卡：标准IC卡工本费为5元/卡（含破损换卡、丢失后补换卡、原磁条卡更换为IC卡、到期换卡等）；\n3、个性化卡片不高于100元/卡，其中金融 IC 联名卡/主题卡/认同卡不高于30 元/卡（含照片卡、附加特殊工艺、行业应用等新开卡和补换卡）。","1、在我行首次开立标准IC借记卡免费；\n2、借记卡到期同/异卡号补换卡免费（自到期日前180天起申请，视为到期补换卡)；\n3、白金卡、财富卡、钻石卡补换卡免费；\n4、乡村振兴卡、家和卡、万兴卡、工会卡、社保卡补换卡免费；\n5、代发工资客户、贵宾客户（资产达标）、现役军人客户、退役军人客户、60周岁及以上老年客户补换卡免费。","为个人客户开立具有储蓄结算功能的本行IC借记卡。","市场调节价"]
[101002,"ATM跨行转账",null,"同城","1万元以下（含）：3元/笔；\n1万-5万元（含）：5元/笔；\n5万-10万元（含）：8元/笔；\n10万元以上，10元/笔  ",null,"为客户办理同城ATM的跨行转账业务。","市场调节价"]
[{"$nulls":3},"异地","每笔按转账金额的1%收取，最低5元，最高50元",null,"为客户办理异地ATM的跨行转账业务。","市场调节价"]
[101003,"ATM跨行取款",null,"境内（含同城和异地）","3.5元/笔","1．普卡每月前三笔免费，金卡每月前五笔免费。（统计笔数为通过柜面或自助渠道上办理存取、转账的累计笔数。）达标白金及以上客户免费（含降级后3个月内），最长免费至2026年12月31日。\n2、代发工资卡客户、社保卡客户、现役军人客户、退役军人客户、60周岁及以上老年客户免收，最长免费至2026年12月31日。","为客户办理同城或异地的ATM跨行取款业务。","市场调节价"]
[{"$nulls":3},"境外","15元/笔",null,"为客户办理境外的ATM跨行取款业务。","市场调节价"]
[101004,"银联柜面通",null,"转账","5万以下，同自助转账标准。超过5万元的，同城：5-10万收取8元/笔，10万以上收取10元/笔；异地：5万以上，50元/笔",null,"客户持本行卡在本行或他行柜面办理本行卡转出业务。","市场调节价"]
[{"$nulls":3},"存、取款","交易金额的0.1%，最低3元，最高50元",null,"客户持本行卡在本行或他行柜面办理本行卡存取款业务。","市场调节价"]
[101005,"拉卡拉等跨行转账",null,null,"交易金额的0.5%，最低2元/笔，最高20元/笔","1.普卡每月前三笔免费，金卡每月前五笔免费。（统计笔数为通过柜面通或自助渠道上办理存取、转账的累计笔数。）\n2.本行卡通过助农POS转账，暂免至2026年12月31日","客户持本行卡在拉卡拉、I型电话、Ⅱ型电话、助农POS上办理转账业务。","市场调节价"]
[101006,"农民工卡业务",null,null,"按交易金额的0.5%，最低1元/笔，最高20元/笔。每日每卡累计限额为2万元。","免费","客户持卡在县域（含）以下农信社、邮储银行柜面渠道的取款业务。","市场调节价"]
[101007,"调阅签账单（境内）",null,null,"20元/份",null,"为持卡人调阅交易凭证的服务，经查证认定交易确为持卡人所为时收取。","市场调节价"]
[101008,"助农取款",null,null,"按交易金额的0.5%，最低1元/笔，最高4元/笔。每日每卡累计限额为0.2万元。查询交易不收费。","暂免至2026年12月31日","客户通过银联卡收单机构在农村乡（镇）、村的指定合作商户服务点布放银行卡受理终端，向借记卡持卡人提供小额取款和余额查询服务的业务。","市场调节价"]
[101009,"城商行柜面通（含存取转）",null,"2000元以下","2元/笔",null,"客户持本行卡在城商行柜面办理本行卡的存取转业务或本行卡在本行柜台向其他城商行进行转账的业务。城商行均指加入城商行柜面通的银行。","市场调节价"]
[{"$nulls":3},"2000元-5000元（含）","5元/笔"]
[{"$nulls":3},"5000元-1万元（含）","8元/笔"]
[{"$nulls":3},"1万元-5万元（含）","10元/笔"]
[{"$nulls":3},"5万元以上","20元/笔"]
[101010,"银行卡年费",null,null,"10元/年，每年收取一次","暂免至2026年12月31日","为客户提供银行卡基础服务。","市场调节价"]
[101011,"小额账户管理费",null,null,"1元/月，每季收取一次","暂免至2026年12月31日","为客户提供小额低效账户管理服务。","市场调节价"]
[101012,"自助设备（除ATM外）跨行转账",null,null,"0.2万元（含）以下：2元/笔","暂免至2026年12月31日","通过本行自助设备（除ATM外）将个人客户的资金转移到其他银行（含同城和异地）的个人或公司账户。","市场调节价"]
[{"$nulls":4},"0.2万元-0.5万元（含）：3元/笔"]
[{"$nulls":4},"0.5万元-1万元（含）：5元/笔"]
[{"$nulls":4},"1万元-5万元（含）：10元/笔"]
[{"$nulls":4},"5万以上：金额的0.03%，最高不超过50元"]
[101013,"借记卡补换卡手续费",null,null,"1、借记卡补换卡邮寄至个人：10元/次（邮寄费）。\n2、借记卡补换卡邮寄至网点：免费。",null,"为个人客户补换卡办理邮寄业务","市场调节价"]
["二、公务卡及信用卡服务"]
["项目编号","项目名称",null,null,"基准价格","优惠措施","服务内容","定价形式"]
[102001,"信用卡年费",null,"普卡","主卡100元/年，附属卡50元/年","首年免年费，当年刷卡满3次免次年年费。","持卡人用卡年费","市场调节价"]
[{"$nulls":3},"金卡","主卡200元/年，附属卡100元/年"]
[{"$nulls":3},"白金卡","主卡600-3000元/年，附属卡300-1500元/年","主卡年费600元/年和附属卡年费300元/年的信用卡享受以下优惠措施：首年免年费，当年刷卡满8次免次年年费。\n注：1.智选白金卡年费600元/年。首年刚性收取年费，当年累计刷卡消费满6万元或累计分期1万元以上即可免次年年费；\n2.乐享分期卡年费200元/年，首年免年费，当年刷卡满3次免次年年费。\n"]
[]
[{"$nulls":3},"钻石卡","主卡3600-10000元/年，附属卡1800-5000元/年","天玺智汇卡年费3600元/年。首年刚性收取年费，当年累计刷卡消费满20万元或累计分期3万元以上即可免次年年费。"]
[102002,"信用卡违约金",null,null,"最低还款额未还部分的5%，最低10元",null,"持卡人未按规定在到期还款日（含）前偿还最低还款额而收取的违约金。","市场调节价"]
[102003,"信用卡预借现金",null,"境内","交易金额的1%，最低每笔4元/笔",null,"为持卡人提供使用授信额度支取现金或转账服务。","市场调节价"]
[{"$nulls":3},"境外","交易金额的1%+12元/笔"]
[102004,"信用卡溢缴款提取",null,"本行","免手续费",null,"为持卡人提供溢缴款提取服务。","市场调节价"]
[{"$nulls":3},"境内跨行","按交易金额的1%，最低人民币5元/笔"]
[{"$nulls":3},"境外","交易金额的1%+12元/笔"]
[102005,"信用卡换卡手续费",null,"到期续卡手续费","免费","白金卡、钻石卡免费","为持卡人提供到期续卡服务。","市场调节价"]
[102006,null,null,"换卡手续费（普通）","20元/卡（工本费20元）",null,"为持卡人提供补换卡服务。","市场调节价"]
[102007,null,null,"换卡手续费（加急）","40元/卡（含工本费20元，快递费20元）",null,"为持卡人提供补换卡服务。","市场调节价"]
[102008,"信用卡快速发卡手续费",null,null,"60元/卡（含工本费20元，快递费20元，加急处理费20元）","白金卡、钻石卡免费","为持卡人提供快速发卡服务。","市场调节价"]
[102009,"信用卡账单补制手续费",null,null,"索取最近6个月的账单免费，前12个月账单每年第一份免费，其余补寄10元/次，加急30元/次（加急含20元邮费）","白金卡、钻石卡免费","为持卡人提供账单补制服务。","市场调节价"]
[102010,"信用卡查询手续费",null,null,"银联自助渠道查询，境内免费，跨境人民币4元/次",null,"为持卡人提供银联自助渠道查询服务。","市场调节价"]
[102011,"信用卡开具证明手续费",null,null,"开具信用卡账户资信证明服务免费",null,"为持卡人出具本行的信用卡账户资信类证明。","市场调节价"]
[102012,"信用卡调阅签购单",null,null,"20元/笔","白金卡、钻石卡免费","为持卡人调阅交易凭证的服务，经查证认定交易确为持卡人所为时收取。","市场调节价"]
[102013,"信用卡国外交易汇兑手续费",null,null,"交易金额的1.5％",null,"为持卡人提供外币转换服务。","市场调节价"]
[102014,"信用卡短信交易提醒手续费",null,null,"3元/月","尊尚白金卡等级以下卡种1500元（含）以上交易免费；尊尚白金卡（含）等级以上卡种免费。","为持卡人提供账户交易变动的短信提醒服务。","市场调节价"]
[102015,"信用卡分期提前还款违约金",null,null,"按协议定价",null,"客户不能按照约定偿还分期业务而申请提前结清，办理分期提前还款业务。","市场调节价"]
[102016,"信用卡增值服务费",null,null,"1-19999元/份，每项具体产品的收费标准以实际公告或协议约定为准。",null,"为持卡人提供信用卡相关权益或增值服务，包括但不限于卡号自定义、卡面自定义、卡片升级、活动增值、多倍积分、达标权益、分期利息折扣、还款券等，将根据市场情况不断迭代。","市场调节价"]
[102017,"公务卡违约金",null,null,"对最低还款额未还部分，按月收取5%违约金，最低10元",null,"持卡人未按规定在到期还款日（含）前偿还最低还款额而收取的违约金。","市场调节价"]
[102018,"公务卡预借现金",null,null,"按取现金额的1%，最低4元/笔",null,"为持卡人提供使用授信额度支取现金或转账服务。","市场调节价"]
[102019,"公务卡溢缴款提取",null,"本行","免手续费",null,"为持卡人提供溢缴款提取服务。","市场调节价"]
[{"$nulls":3},"境内跨行","4元/笔"]
[102020,"公务卡快速发卡手续费",null,null,"60元/卡",null,"为持卡人提供公务卡快速发卡服务。","市场调节价"]
[102021,"公务卡账单补制手续费",null,null,"索取最近6个月的账单免费，前12个月账单每年第一份免费，其余补寄10元/次，加急30元/次（加急含20元邮费）",null,"为持卡人提供账单补制服务。","市场调节价"]
[102022,"公务卡查询手续费",null,null,"银联自助渠道查询，境内免费，跨境人民币4元/次",null,"为持卡人提供银联自助渠道查询服务。","市场调节价"]
[102023,"公务卡调阅签购单",null,null,"20元/笔",null,"为持卡人调阅交易凭证的服务，经查证认定交易确为持卡人所为时收取。","市场调节价"]
[102024,"公务卡增值服务费",null,null,"可积分兑换或付费获取相关权益或增值服务，以服务项目实际公告为准。",null,"为持卡人提供相关权益或增值服务。","市场调节价"]
["三、电子银行服务"]
["项目编号","项目名称",null,null,"基准价格","优惠措施","服务内容","定价形式"]
[103001,"个人账户短信提醒",null,null,"2元/账户/月/手机号","优惠措施至2026年12月31日，具体如下：\n1.财富卡、钻石卡及以上卡种账户：自开卡之日（含）起180天内，免收账户余额变动（起点金额300元及以上）的短信提醒服务费；\n2.惠农卡账户：自开卡之日起两个月内（含开卡月），免收账户余额变动（起点金额500元及以上）的短信提醒服务费；\n3.社保及退伍军人卡账户：免收账户余额变动（起点金额0元以上）的短信提醒服务费；\n4.代发工资卡账户：①2025年有过至少一次代发工资的账户，2026年免收代发工资卡账户余额变动（300元及以上）的短信提醒服务费；②2026年内有过至少一次代发工资的账户，从第一次代发工资的次月起，免收账户余额变动（300元及以上）的短信提醒服务费；\n5.资产达标账户：客户月日均资产达标100万元，次月起免收三个月账户余额变动（起点金额300元及以上）的短信提醒服务费。客户月日均资产达标20万元，次月起免收一个月账户余额变动（起点金额300元及以上）的短信提醒服务费。不同客户资产层级的短信提醒服务费优惠措施不叠加；\n6.以上减免卡种账户（除社保及退伍军人卡账户外）余额变动若需要接收起点金额以下余额变动的短信提醒，将不再享受减免服务。不同场景下的短信提醒服务费优惠政策不叠加。","为我行个人客户提供账户余额变动的短信提醒服务。","市场调节价"]
[103002,"个人网银USBkey发放或更换",null,null,"按不高于成本价收取","暂免至2026年12月31日","为个人网银用户发放USBkey的服务。","市场调节价"]
[103003,"个人网银跨行汇款",null,"5万元（含）以下","免费","暂免至2026年12月31日","为个人客户提供通过网上银行将资金划转到其他银行的账户。","市场调节价"]
[{"$nulls":3},"5万元-10万元（含）","5元/笔",null,null,"市场调节价"]
[{"$nulls":3},"10万元-50万元（含）","10元/笔",null,null,"市场调节价"]
[{"$nulls":3},"50万元-100万元（含）","15元/笔",null,null,"市场调节价"]
[{"$nulls":3},"100万元以上","金额的0.0015%，最高不超过200元",null,null,"市场调节价"]
[103004,"个人手机银行蓝牙KEY发放或更换",null,null,"按不高于成本价收取","优惠措施至2026年12月31日，具体如下:\n1、个人普通用户14.5元/个或\n17元/个（根据供应商成本价格确定）\n2、达标白金及以上客户免费。","为个人手机银行用户发放蓝牙KEY的服务。","市场调节价"]
["四、国际业务服务"]
["项目编号","项目名称",null,null,"基准价格","优惠措施","服务内容","定价形式"]
[104001,"汇入汇款退转汇",null,null,"（1）受益人退/转汇，费用同汇出汇款标准；（2）非受益人退汇，从汇款中扣除200元。",null,"提供汇入汇款退汇、转汇服务。","市场调节价"]
[104002,"汇出汇款",null,"汇出汇款","按汇款金额的1‰收取，最低50元/笔，最高260元/笔，另加电讯费。","系统内汇款免费","提供汇出汇款服务。","市场调节价"]
[104003,null,null,"全额到账","按200元/笔收取",null,"提供个人客户汇款金额全额到账增值服务。","市场调节价","自2026年3月30日起执行"]
[104004,null,null,"汇款查改","按50元/笔收取，另加收电讯费。",null,"汇款指令发出后,根据汇款人申请提供汇出汇款查询、汇款指示修改、挂失、止付。","市场调节价","自2026年3月30日起执行"]
[104005,"国际业务综合服务",null,"外币携带证","按10元/笔收取",null,"为个人客户提供外币携带证开立服务。","市场调节价"]
[104006,null,null,"电讯费","按最低境内(不含港澳台)10元/笔、港澳台地区80元/笔、境外150元/笔收取。",null,"提供基于SWIFT、CFXPS等系统的金融通讯服务。","市场调节价"]
["五、其他服务"]
["项目编号","项目名称",null,null,"基准价格","优惠措施","服务内容","定价形式"]
[105001,"个人委托贷款",null,null,"按贷款金额的0.1%-0.3%一次性收取，最低收取1000元。",null,"起草委托贷款相关协议文本，受委托人委托对个人借款人进行资金投向监管和利息划转，协助委托人进行贷后管理并催收贷款本息，协助委托人办理展期、还旧借新或借新还旧处理等。","市场调节价"]
[105002,"开具个人存款或理财产品等资信证明",null,null,"20元/笔","达标白金及以上客户免费（含降级后3个月内），其余调整为基准价","为个人客户出具本行的存款/贷款/理财等资信类证明。","市场调节价"]
[105003,"理财产品销售服务费",null,null,"协议约定，由银行在理财产品说明书中向投资者明示","协议收取","提供理财及信托等相关产品销售交易方面的基础性服务。","市场调节价"]
[105004,"理财顾问服务",null,null,"按协议收取","协议收取","为个人客户提供理财咨询、理财规划、投融资顾问、信息咨询等服务。","市场调节价"]
[105005,"贷款提前还款补偿金",null,null,"按借款合同中事先约定的提前还款违约金收取",null,"贷款发放后，客户发生协议约定的提前还款情况时所需支付的补偿金。","市场调节价"]
[105006,"积存金交易手续费(积存金申购、赎回）",null,null,"申购手续费：申购金额的0.1%\n赎回手续费：赎回金额的0.5%",null,"为客户提供积存金的申购、赎回等服务。","市场调节价"]
[105007,"商户收单",null,null,"按协议价格收取","1.对POS标准类商户借记卡收单服务费，实施现行指导价9折优惠；对于优质商户，分行可实施低于现行指导价9折优惠。自2024年9月30日起至2027年9月29日（含）止；\n2.对POS优惠类商户收单服务费，实施现行指导价7.8折优惠；对于优质商户，分行可实施低于现行指导价7.8折优惠。自2024年9月30日起至2027年9月29日（含）止；\n除上述外，其他按照协议定价","为特约商户提供线上或线下收单服务。","市场调节价"]
[105008,"理财产品份额转让服务费",null,null,"协议收取",null,"为个人客户提供理财产品份额转让服务。","市场调节价"]
[105009,"理财产品管理服务",null,null,"协议约定，由银行在理财产品说明书中向投资者明示。",null,"我行为个人理财产品客户提供的理财产品管理服务，分为固定管理费和浮动管理费。","市场调节价"]
[105010,"小额信用购分期业务手续费",null,null,"协议定价",null,"为小额信用购客户提供消费分期及账单分期服务。","市场调节价"]
[105011,"柜台债券托管账户开户手续费",null,null,"5元/户","暂免至2026年12月31日","为客户开立债券托管账户","市场调节价"]
[105012,"柜台债券交易手续费",null,null,"交易面额的0.003%","暂免至2026年12月31日","为客户进行债券交易结算","市场调节价"]
[105013,"柜台债券业务转托管交易（转入、转出）；转托管转入部分卖出交易",null,null,"1、国债、地方政府债：转托管转出，按转出面值金额的0.005%收取，且单笔（单只）转托管费用不低于10元，不高于1万元；转托管转入不收取费用；\n2、国开债、进出口行债、农发债转托管转入、转出：均按交易面值金额的0.05%收取，且单笔（单只）转托管费用不低于50元，不高于1万元；\n3、转托管转入部分：通过我行卖出时按交易面额的0.01%收取交易费用。",null,"转托管是指同一投资人开立的两个托管之间的托管债券的转移，即将其持有的债券从一个托管账户转移到另一个托管账户中进行托管。","市场调节价"]